The Ripple lawsuit, ongoing since December 2020, has faced many rumors about its final resolution. Recently, an altcoin investor named Bale claimed that the case could drag on until the end of 2026. However, he offered no evidence and only suggested that August might be a key month.
XRP ($2.01) supporters quickly criticized the claim, citing its lack of credible sources. In response, attorney Morgan dismissed the idea. He stated that a delay until late 2026 is “not on the cards.” According to him, this scenario would only occur if Judge Analisa Torres rejects the joint motion to reduce Ripple’s penalty and remove the permanent injunction.
Current Motion Seeks Indicative Ruling
Earlier this month, Ripple and the SEC refiled their joint motion after Judge Torres denied their first attempt in May. At the time, she rejected it due to a procedural issue and because the parties hadn’t shown exceptional circumstances. In the new filing, both Ripple and the SEC addressed those concerns. Ripple also submitted a separate letter to support the motion. As of now, Judge Torres has yet to issue a ruling.
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Morgan explained that the case would only extend to late 2026 if the judge denies the motion and both parties resume appeals in the Second Circuit. Still, he emphasized that this outcome is very unlikely. Both Ripple and the SEC appear focused on settling rather than continuing costly appeals.
On June 16, they jointly asked the Second Circuit to pause all appeals until August 15, 2025. This request gives them time to settle the case outside of court.
Judge’s Ruling Will Determine Outcome
If Judge Torres grants the motion, Ripple and the SEC will seek a brief remand from the Second Circuit. That will allow her to cancel the injunction and cut the fine from $125 million to $50 million. Then, both parties plan to drop their appeals entirely.
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If she denies the motion again, the parties could try refiling or accept the current judgment. That includes the $125 million fine and the permanent injunction. While delays are still possible, legal experts believe it is highly unlikely that the lawsuit will stretch into late 2026. Both Ripple and the SEC continue to show a clear preference for settling the case as soon as possible.
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